Prof. Gao is an Associate Professor of Teaching in the Faculty of Business at Lingnan University. His research focuses on asset pricing theory, risk modeling in financial products, and dynamic general equilibrium models for risk sharing and financial products demand. He received his PhD in Risk Management and Insurance from Georgia State University, an MA in Mathematics from Wayne State University, and a BSc in Finance from the University of International Business and Economics. He is Programme Director of the MSc in Risk, Insurance and Actuarial Analytics and the MSc in Finance at Lingnan University, and serves on the Continuing Education Committee of the Hong Kong Society of Financial Analysts.